Voluntary Employee Life and AD&D Insurance

Voluntary Employee Life Insurance allows you to buy additional coverage at a group rate that will protect your loved ones from financial hardship in your absence.

What is Voluntary Life Insurance?

Voluntary Life insurance you provide, that protects those who depend on your paycheck. If you die prematurely, life insurance provides your dependents/beneficiaries with ongoing income to replace yours, until (or unless) they can live comfortably without it.

Select A Plan

Select A Benefit Plan

Plan Documents Resources

Benefit	Employee: Up to 5 times salary in increments of $10,000. Not to exceed $500,000. Spouse: Up to 100% of employee amount in increments of $5,000. Not to exceed $500,000. Child: Up to 100% of employee amount in increments of $2,000. This includes children who are disabled. Not to exceed $10,000. The maximum death benefit for a child between the ages of live birth and 6 months is $1,000. Benefits will be paid to the employee.
Guaranteed issue amount Guaranteed issue amount The maximum amount of coverage you can choose without providing a statement of health (called Evidence of Insurability or EOI).	Employee: Up to $250,000 in increments of $10,000. Spouse: Up to $50,000. 100% of employee amount in increments of $5,000. Child: Up to $10,000 in increments of $2,000.
Is EOI required? Is EOI required? Evidence of Insurability (EOI) is a statement of health, sometimes required by an insurance company before they will insure you.	If you choose to enroll when first eligible then Evidence of Insurabiltiy is NOT required. If you choose not to enroll when first eligible then EOI will be required if you decide to enroll at a later date or during subsequent annual open enrollments.
Who pays for coverage?	You do, should you choose to enroll

Benefit	Employee: Up to 5 times salary in increments of $10,000. Not to exceed $500,000. Spouse: Up to 100% of employee amount in increments of $5,000. Not to exceed $500,000. Child: Up to 100% of employee amount in increments of $2,000. This includes children who are disabled. Not to exceed $10,000. The maximum death benefit for a child between the ages of live birth and 6 months is $1,000. Benefits will be paid to the employee.
Guaranteed issue amount Guaranteed issue amount The maximum amount of coverage you can choose without providing a statement of health (called Evidence of Insurability or EOI).	Employee: Up to $250,000 in increments of $10,000. Spouse: Up to $50,000. 100% of employee amount in increments of $5,000. Child: Up to $10,000 in increments of $2,000.
Is EOI required? Is EOI required? Evidence of Insurability (EOI) is a statement of health, sometimes required by an insurance company before they will insure you.	If you choose to enroll when first eligible then Evidence of Insurabiltiy is NOT required. If you choose not to enroll when first eligible then EOI will be required if you decide to enroll at a later date or during subsequent annual open enrollments.
Who pays for coverage?	You do, should you choose to enroll

Voluntary Employee Life and AD&D Insurance

Voluntary Employee Life and AD&D Insurance

Select A Plan

Voluntary Employee Life and AD&D Insurance

Benefit

Guaranteed issue amount

Is EOI required?

Who pays for coverage?

Voluntary Employee Life and AD&D Insurance

Guaranteed issue amount

Is EOI required?

Guaranteed issue amount

Is EOI required?

Voluntary Employee Life and AD&D Insurance

Voluntary Employee Life and AD&D Insurance

Benefit

Guaranteed issue amount

Is EOI required?

Who pays for coverage?